Trust Deed Investments

Understanding Trust Deed Investments

Trust deed investing through Oasis Private Funder offers a proven alternative to traditional investment options such as stocks and bonds. By investing in short-term loans, accredited investors can earn consistent monthly income while enjoying the benefit of asset-backed protection. With a focus on capital preservation, conservative underwriting, and passive income generation, trust deeds are a compelling solution for investors seeking predictable returns without the volatility of the market.

Why Invest in Trust Deeds?

Trust deed investments combine the income-producing potential of lending with the security of collateral. Here’s why many investors are turning to trust deeds as a fixed-income alternative:

• Backed Security
  Each investment is secured by a deed of trust recorded against the property — typically in first position — giving investors a legal claim to the asset if the borrower defaults.

• Attractive Yields
  Interest rates offered on trust deed investments often exceed those available through bonds, CDs, or other traditional income investments. These high yields are driven by the short-term nature and specialized underwriting of private loans.

• Monthly Cash Flow
  Investors receive regular monthly interest payments from borrowers, creating a steady stream of passive income.

• Conservative Loan-to-Value (LTV)
  Loans are underwritten at low loan-to-value ratios — typically 65% or less — which provides a significant equity cushion and reduces risk exposure in the event of borrower default.

• No Active Management
  There’s no property management, tenant concerns, or active oversight required. Once the trust deed is in place, your role is entirely passive.

How It Works

Trust deed investing with Oasis Private Funder is designed to be straightforward and transparent. Here’s how the process works:

• We Originate or Underwrite the Loan
  Each loan is secured and undergoes a thorough underwriting process. We evaluate the borrower, property, and market conditions to ensure each loan meets our conservative standards.

• You Invest in the Deed of Trust
  Once you choose to participate, you are listed as the beneficiary of the note, and the trust deed is officially recorded in your name or entity. This gives you a secured interest in the property.

• Borrower Makes Monthly Payments
  Monthly interest payments are collected by our licensed loan servicing company and distributed directly to you — providing steady, passive income.

• Loan is Repaid or Refinanced
  At the end of the loan term (typically 6 to 24 months), the borrower either repays or refinances the loan. You receive your original principal investment back in full.

Who Can Invest?

Trust deed investments are ideal for investors who are seeking stable, income-producing alternatives to stocks and bonds. These offerings are typically available to:

• Accredited Individual Investors
  Those meeting income or net worth requirements as defined by the SEC.

• Self-Directed Retirement Accounts (IRAs, 401(k)s, etc.)
  Use qualified retirement funds to invest in trust deeds through self-directed custodians.

• Entities & Family Offices
  LLCs, corporations, trusts, and other investment entities looking to deploy capital in a secured and income-focused structure.

• High-Net-Worth Investors Seeking Diversification
  Those looking to reduce exposure to public markets while earning monthly income secured.

Minimum investment amounts vary per opportunity, with many starting at $50,000.