Simplify Your Reverse 1031 Exchange with Fast, Reliable Funding
Oasis Private Funder’s 1031 Exchange & Reverse 1031 Exchange Loan Program is designed for investors who need bridge financing to complete a time-sensitive exchange. Whether you’re acquiring a replacement property before selling your relinquished property or facing tight IRS deadlines, our program helps ensure your exchange stays compliant and on track.
In a reverse 1031 exchange, the replacement property is acquired before the original (relinquished) property is sold. Because traditional lenders often can’t meet the timeline or structure requirements of reverse exchanges, private bridge financing becomes critical. We provide fast, short-term loans that align with IRS exchange rules and integrate directly with your Qualified Intermediary (QI).
When to Use This Loan
- You’re purchasing a replacement property before selling your current asset.
- You need to secure a property quickly to meet a 1031 identification deadline.
- Conventional lenders can’t close in time.
- You’re completing a build-to-suit or construction exchange.
- You require a high-leverage loan backed by additional collateral.
Borrower Profile
Our reverse 1031 loans are designed for:
- Investors executing tax-deferred exchanges.
- High-net-worth individuals with investment or rental portfolios.
- Entities such as LLCs or trusts utilizing QIs for exchange compliance.
- Borrowers seeking non-recourse or stated-income flexibility.
We understand the complexity and urgency of exchange deals and work closely with your intermediary and legal team.
Loan Highlights
- Starting Rate: 10.75%
- Max LTV: 70% | 100% Purchase Financing w/ Additional Collateral
- Loan Term: Up to 18 Months IO (Dependent on Occupancy and Other Factors)
- Loan Amounts: Up to $1.5M | Over $1.5M on Case by Case Basis
- Property Types: SFRs, Condos, 2–4 Units, Mixed-Use, Townhomes
- Lien Position: 1st on Acquisition, 1st or 2nd on Cross Collateral
- Personal Guarantee: Yes (Inquire for Non-Recourse)
- No Appraisal Required
- Fast Closings — In as little as 7–10 days