Flexible Private Loans for Investors
Oasis Private Funder offers a suite of loan programs tailored to meet the unique needs of property investors, developers, and builders. Whether you’re flipping homes, building ground-up, or expanding a rental portfolio, our short- and long-term private money loans provide fast, flexible capital to get your projects funded and moving forward.
Investment property loans are asset-based loans secured by non-owner-occupied. Our programs are designed for business or investment purposes and offer faster funding with fewer documentation requirements than traditional lenders. We focus on the value of the asset and the borrower’s experience and exit strategy.
When to Use This Loan
- Acquiring distressed or undervalued investment properties.
- Funding rehab or renovation projects for resale.
- Building new residential or multifamily units.
- Refinancing or cashing out equity from stabilized assets.
- Purchasing rental properties with DSCR-based underwriting.
- Securing short-term financing while repositioning commercial.
Borrower Profile
These loans are designed for:
- Active investors and property developers.
- Builders with shovel-ready construction projects.
- Buy-and-hold investors seeking long-term passive income.
- Professionals acquiring value-add commercial properties.
Programs are available to individuals, LLCs, trusts, corporations, and foreign nationals.
Loan Highlights by Program
Fix & Flip Loans
- Starting Rate: 9.25%
- Max LTV: Up to 90% Purchase | 100% Rehab | 70% ARV
- Loan Term: Up to 18 Months
- Loan Amounts: Up to $7.5M
- Property Types: SFR 1-4 | Multi-family
- Lien Position: 1st & 2nd
- Personal Guarantee: Yes
- Best for short-term renovations and resale
New Construction Loans
- Starting Rate: 9.99%
- Max LTV: Up to 85% LTC | 70% ARV
- Loan Term: Up to 24 Months
- Loan Amounts: Up to $20M
- Property Types: SFR 1-4 | Multifamily | Condos | Select Commercial
- Lien Position: 1st & 2nd
- Personal Guarantee: Yes (Waived or reduced with low leverage or strong performance)
- Ideal for ground-up residential, multifamily, or select commercial projects
DSCR | Long-Term Rental Loans
- Starting Rate: 6.5%
- Max LTV: Up to 80%
- Loan Term: Up to 30-Year Fixed
- Loan Amounts: Up to $5M
- Property Types: SFR 1-4 | Multifamily | ST Rentals
- Lien Position: 1st
- Personal Guarantee: Typically; exceptions available based on borrower strength
- Ideal for stabilized, cash-flowing rental properties
Commercial Bridge Loans
- Custom terms and pricing
- Property Types: Office | Retail | Mixed-Use | Light Industrial
- Used for repositioning, value-add, or short-term holding
- Case-by-case structuring for experienced borrowers