Fast, Flexible Bridge Loans
Our Private Money Business Purpose Bridge Loan Program is designed for investors and business borrowers who need fast, short-term capital. These loans are ideal for non-owner-occupied residential or mixed-use properties where speed, flexibility, and minimal documentation are essential.
A business purpose bridge loan is a short-term, asset-based loan secured and used for business or investment purposes. Unlike conventional loans, our private money solution focuses on equity and exit strategy rather than income documentation or credit score.
When to Use This Loan
- Acquiring a property quickly while waiting on conventional financing.
- Cash-out refinance to access trapped equity in investment properties.
- Bridge to resale, refinance, or stabilization.
- Transitional properties or value-add plays.
- Time-sensitive business opportunities.
Borrower Profile
This loan is ideal for investors, developers, LLCs, corporations, and individuals acquiring or refinancing properties for business use. No appraisal or tax returns required. Stated income and stated asset structure available.
Loan Highlights
- Starting Rate: 10.75%
- Max LTV: 70% | 100% Purchase Financing w/ Additional Collateral
- Loan Term: Up to 18 Months IO (Dependent on Occupancy and Other Factors)
- Loan Amounts: Up to $1.5M | Over $1.5M on Case by Case Basis
- Property Types: SFRs, Condos, 2–4 Units, Mixed-Use, Townhomes (Owner-Occupied OK)
- Lien Position: 1st on Acquisition, 1st or 2nd on Cross Collateral
- Personal Guarantee: Yes (Inquire for Non-Recourse)
- No Appraisal Required
- Fast Closings — In as little as 7–10 days